Terms of Use

Niveza, Inc ("Niveza") provides a virtual investment environment and services associated therewith for the sharing of finance and investment-oriented content on and through the Internet (collectively, the "Services") by our users on... More>>

By accessing the Site you agree that

  • The Site may publish to other users any content you post on the Site,
  • You will not use the Site in any way to violate insider trading laws or other federal or state securities laws and regulations of the United States, any state or any other country, as applicable, relating to securities disclosure, securities trading, or investment advisory or brokerage services,... More>>

You understand that the Site content involve matters with respect to finance, such as investment strategies, stock quotes and in particular the performance of certain stocks, stock portfolios and investors. The Site merely gathers, processes and makes information available to you. The information available includes the investments and past performance of the virtual portfolios of other site users. You acknowledge that:... More>>

1. Modification of the Site or Terms of Use

Niveza reserves the right, in its sole discretion, at any time to modify, discontinue or terminate the Site, any portion thereof, or any content thereon without notice, or modify these Terms of Use. All modified terms and conditions will be effective when Niveza provides notice to you, unless a longer notice period is required by applicable law... More>>

2. Content

Certain types of content are made available through the Site. "User Information" as used in these Terms of Use means, collectively, the information, such as text, data, reports, analyses, investment information and other content, that Members post, upload, submit, provide, or otherwise make available to the Site, including without limitation discussion groups, message boards, profile pages, and personal information... More>>


3. Registration

You must become a "Member" in order to submit User Information and access certain other features of the Site, which requires that you create a Niveza account. To become a Member you must be at least 13 years old. Any registration by, use of or access to the Site by anyone under age 13 is unauthorized, unlicensed and in violation of these Terms of Use.... More>>


4. Termination and Cancellation

We may terminate or suspend your access to the Site or any portion thereof and remove any material (including User Information) from the Site, in our sole discretion, at any time for any reason without notice to you. Further, if we believe, in our sole discretion, that a violation of these Terms of Use has occurred, we may take any other corrective action we deem appropriate.... More>>

5. Third Party Links

The Site or content thereon may provide links to third-party websites or resources. You acknowledge and agree that Niveza is not responsible or liable for the availability or accuracy of... More>>

6. Access, Intellectual Property Rights and Ownership

  • Free Services and Pay Services. As a Member, you may access and use certain Services that Niveza provides to you free of charge ("Free Services"), and other Services may be subject to fees and additional terms ("Pay Services"). Whether a Service is a Free Service or a Pay Service is within the sole discretion of Niveza, and Niveza can re-classify a Free Service as a Pay Service and vice versa at any time in its sole discretion. Niveza grants you a license to access and use the Free Services; provided that:

    (i) Your use of the Free Services is solely for your personal use;
    (ii) You will not alter or modify any part of the Site; and
    (iii) You will otherwise comply with these Terms of Use. Your use of the Pay Services will be subject to your agreement and compliance with these Terms of Use and any terms and conditions you agree to when you subscribe to the applicable Pay Service (including but not limited to payment of fees).
  • Ownership and Restrictions. Niveza and its licensors own all right, title, and interest, including all worldwide intellectual property rights in the Site, Content, and the trademarks, service marks, and logos contained therein. You will not remove, alter or conceal any copyright, trademark, service mark or other proprietary rights notices incorporated in or accompanying the Site, Content, User Information, or related products or services.
  • User Information.
    • License Grant. Niveza does not claim ownership rights in your User Information. However, by uploading, submitting, emailing, posting, publishing, providing, or otherwise making available any User Information to Niveza or on the Site, you hereby grant Niveza a nonexclusive, worldwide, royalty-free, sublicensable, perpetual, and irrevocable right and license to use, store, reproduce, modify, adapt, and prepare derivative works based on, perform, display, publish, distribute, transmit, broadcast, and otherwise exploit such User Information in any form, medium, or technology now known or later developed, including without limitation ... More>>
    • Limitations. You acknowledge and agree that Niveza may, at its option, establish limits concerning User Information, including without limitation the maximum number of days that User Information... More>>
    • Disclaimer. Niveza has no ability to control the User Information that is uploaded, posted, transmitted, provided, or otherwise made available using the Site and does not have any obligation to... More>>

7. Restrictions You agree you will not do any of the following while using or accessing the Site or any content thereon:

  • Circumvent, disable, or otherwise interfere with security-related features of the Site or features that prevent or restrict use or copying of any Content or User Information;
  • Upload, email, transmit, provide, or otherwise make available (i) any User Information which you do not have the lawful right to copy, transmit, display, or make available (including any User Information that would violate any confidentiality or fiduciary obligations that you might have with respect to the User Information); or (ii) any User Information that infringes the intellectual property rights of, or violates the privacy rights of, any third party (including without limitation copyright, trademark, patent, trade secret, or other intellectual property right, moral right, or right of publicity);
  • Use any meta tags or other hidden text or metadata utilizing a Niveza name, trademark, URL or product name;
  • Upload, email, or otherwise transmit any unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of solicitation;
  • Forge any TCP/IP packet header or any part of the header information in any posting, or in any way use the Site to send altered, deceptive, or false source-identifying information;
  • Upload, email, transmit, provide, or otherwise make available, via the Site, any User Information that is unlawful, obscene, harmful, threatening, harassing, defamatory, or hateful, or that contain objects or symbols of hate, invade the privacy of any third party, contain nudity, are deceptive, threatening, abusive, inciting of unlawful action, or are otherwise objectionable in the sole discretion of Niveza;
  • Upload, email, transmit, provide, or otherwise make available any User Information that contains software viruses or any other computer code, files, or programs designed to

    (i) Interrupt, destroy, or limit the functionality of any computer software; or
    (ii) Interfere with the access of any user, host or network, including without limitation overloading, flooding, spamming, mail-bombing, or sending a virus to the Site;
  • Upload, email, transmit, provide, or otherwise make available any User Information that includes code that is hidden or otherwise surreptitiously contained within the User Information that is unrelated to the immediate, aesthetic nature of the User Information;
  • Interfere with or disrupt (or attempt to interfere with or disrupt) any web page available at the Site, servers, or networks connected to the Site, or the technical delivery systems of Niveza's providers, or disobey any requirements, procedures, policies, or regulations of networks connected to the Site;... More>>

8. Copyrighted Materials: No Unauthorized Use

If you become aware of misuse of the Site or content thereon by any person, please contact Niveza to report any abuse. Niveza has adopted and implemented a policy that provides for the termination of accounts of members who infringe the rights of copyright holders. Please see the Niveza Copyright and Intellectual Property Policy for further information, which can be found here.


9. Niveza Rules

Niveza has provided rules to guide and limit your use of the Site and content thereon, which it may update and modify from time to time. Currently such rules are set forth in our FAQ. You agree not to take any steps designed to gain any improper advantage in using the Site or content thereon, including, but not limited to, delaying... More>>


10. Disclaimer of Warranties

Your use of the Site, Content and User Information is at your sole discretion and risk. The Site, Content and User Information, and all materials, information, products and services included therein, are provided on an as is and as available basis without warranties of any kind from Niveza... More>>

11. Limitation of Liability

In no event shall niveza or any of its officers, directors, employees, or agents be liable to you for any damages whatsoever, including without limitation indirect, incidental, special, punitive, or consequential damages, arising out of or in connection with your use of the site, content, and user information, including but not limited to the quality, Accuracy, or utility of the information provided as part of or through the site or for any investment decisions made on the basis of such information, Whether the... More>>


12. Indemnification

You agree to defend and indemnify Niveza and its officers, directors, employees, and agents and to hold them harmless from and against any and all claims, liabilities, damages, losses, and expenses, including without limitation reasonable attorney's fees and costs, arising out of or in any way connected with... More>>

13. General

In the event that any provision in these Terms of Use is held to be invalid or unenforceable, the remaining provisions will remain in full... More>>

14. Feedback

Your feedback is welcome and encouraged. You may submit feedback by emailing us at... [email protected] You agree, however, that... More>>